Online Baccarat

Punto y Banca, or online baccarat, is a card game with a large component of chance that does not require much strategy or a deep knowledge of it in order to play and win. However, you must be clear at all times about the different possible bets and identify if they are better or worse.

Top Recommendations

Rank Casino Bonus Rating Visit
1 playojo logo big 50 Freespins on 1st. deposit PLAY HERE!
2 rizk logo big 50£ Bonus + 50 Extra spins PLAY HERE!
3 vodoodreams logo big 100% Bonus up to 100£ PLAY HERE!
4 ny spins logo big 100% Bonus up to 100£ PLAY HERE!
5 casilando logo big 100% Bonus up to 300£ PLAY HERE!

There were times when Baccarat, like pai gow poker, was not a very popular game, probably because it was only available in large casinos and only large players bet on it. But since the arrival of the best UK online casinos in the late 90s, it is becoming more and more common to find Baccarat online, which is why more and more casino fans are opting for this entertaining game.

Online baccarat – How to play

As we said, it is a card game in which, and before starting to play, you must decide how much you want to bet and place your chips/credits on your bets. In Baccarat you have three options: bet on the player, on the bank (dealer) or on the draw – that is, you can bet that you, the bank, or that neither party will win – egalité, as it is said in the original version of the game.

Once you have placed your bet, the dealer deals the first cards: two for you, two for him. The one whose sum of those two cards is closer to 9… is the winner. But the point of the game is not to have the best hand, but to guess which of the participating parties is going to have the closest move to 9 – that’s what you bet on.

The card’s value

As = 1

Cards 2 to 9 = their own value.

The 10 and the figures – Jack (J), Queen (Q) and King (K) = value 0

In case both cards add up to more than 9, a ten is subtracted – for example, if both cards add up to 17 (a 9 and an 8): 17-10 = value 7.

Based on these values if the dealer wins if his hand is closer to 9, the player wins if his hand is closest to that figure, or the game ends in a tie if the figure is the same. Simple as that! In the latter case, you will get your bet back as long as you had not bet on the tie – below, you will find information about the prizes when playing Baccarat.

In addition, you should know that up to 10 players can participate in Baccarat, and in that case, your bet will be on either of them (point) or the dealer (bank) wins – hence the name Punto y Banca. Another aspect that you should take into account when playing is that it is possible to do it with up to 8 decks – although online it is usually played with between 3 and 6 decks of cards.

Bet on the dealer

In general terms, it can be said that the bank/dealer has a certain advantage over the player or players. In addition, since you do not have to depend on yourself to win, it is not necessary to focus on the cards that you have as a player, but the important thing is to focus on which of the parties has the best chance of victory. From the point of view of the odds of winning, these are higher in favour of the dealer – when distributed in this way:

The dealer wins (closer to 9) in 45.9% of the hands

The player wins by 44.6%

In the remaining 9.5%, the games end in a draw.

Play online baccarat

Thanks to the fact that the graphics have developed enormously in recent years when you play Baccarat on the internet you will be able to clearly see the different options you have and it will be easy for you to understand the dynamics of the game. In any case, our recommendation is clear: search for the best providers at, take advantage of the free versions of the game and practice on them before betting your own money … not taking the step of betting until you feel comfortable with the rules of online baccarat.